So you have found your dream home
All you need to do now is arrange a mortgage and move in. We understand that buying your next home means more than just paperwork and numbers, it is moving quickly to secure the property.
Using a mortgage broker means we can tailor the right mortgage product for you and your circumstances. After we have researched over 120 lenders and identified a mortgage product for you, we keep the mortgage process on track by speaking direct to mortgage underwriters and other professionals on your behalf and answering any questions you might have.
Whatever your income type
Employed or self employed we can help as our sourcing systems means we can find lenders who can take into account all of your evidenced income.
This might include: bonuses (commissions), overtime, dividends, pensions, child maintenance, secondary jobs, rental income or foster carers income.
There are lenders who cater for the usual and unusual types of income, we look outside the box to find the most comprehensive solution for you.
First time buyers
We know when buying your first home finding a mortgage can be daunting. With hundreds of lenders and thousands of products to choose from how do you know you are getting a mortgage that is right for you – see our first time buyer page to find out more.
Things to consider
How much can I borrow? This depends on two main factors – your income and how much deposit you have.
How much stamp duty will I pay? This depends on the property value but if it is your main residence it comes in to effect after £125,000.
What are the other costs? Other than the deposit you must consider costs such as stamp duty, legal and valuation fees.